Carrington Mortgage is one of our lenders. They allow for credit scores down to 500, for VA/Conv/FHA. They allow for bank statement loans, which is easier for self-employed folks. They allow for loans for people that have had credit dings in the past (BK/Foreclosure)....
Mortgage rates continue to stay in a very narrow range, which is not a bad thing. The roller coaster ride for rates seem to have subsided a bit. I am telling all of my clients that it is always better to lock right now, because it could go south really fast.
Mortgage rates had a good little run there. Rates hit the lowest point in weeks for a bit, but things have gone worse, especially today. This graph shows from March 1st, to today April 3rd. Red is bad, green is good.
I love this graphic. There is so much pride in your own home, it's incredible. It ties you to the community, to YOUR community. It is a great way to save (minus trips to Home Depot for home updates ;) ).
Let me know how I can help you get into your own home!