Hello Everybody! I just got news that one of our top lenders, the top lender in the country, has rolled out a new loan program called High Balance Nationwide. This is going to help many people avoid a jumbo loan, or needing to get a second loan to avoid jumbo. In case you did not know, High Balance has been around for a long time, and is in place for higher priced areas of the country; Seattle, Honolulu, etc. Oregon and SW Washington has not had this option, and has bee

After a credit event, how soon can you get a mortgage? We have other lenders that will also do a loan one day out of BK/Foreclosure, but they are more expensive.

Mortgage rates are still amazing! Here is some perspective.

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples are also deciding to buy a home before spending what would be a down payment on a wedding, as unmarried couples made u

According to CoreLogic’s latest Home Price Index, prices appreciated by 6.9% year-over-year from December 2016 to December 2017 on a national level. This marks the fifth month in a row with at least a 6.9% increase. Dr. Frank Nothaft, Chief Economist for CoreLogic, gave insight into the reason behind the large appreciation, “The number of homes for sale has remained very low. Job growth lowered the unemployment rate to 4.1 percent by year’s end, the lowest level in 17 years.

The sunrise this morning over Mt. Hood. Gorgeous.

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”: “While renting on a temporary basis isn’t terrible, you should most certainly