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How Credit Scores Affect Mortgage Rates
Your credit score is one of the most important factors lenders use when determining your mortgage rate. A higher score can save you...
Spring Cleaning Your Finances: Preparing for a Mortgage
Spring is the perfect time to refresh not just your home but also your finances—especially if you're thinking about buying a home. Here...
The Hidden Costs of Owning a Home: What Every Homebuyer Should Know
Buying a home is an exciting milestone, and for many, it’s a dream come true. However, beyond your monthly mortgage payment, there are...
The Importance of a Home Inspection: Protecting Your Investment
Buying a home is one of the biggest investments you’ll make, and ensuring the property is in good condition is essential. That’s where a...
What Causes Mortgage Rates to Go Up?
If you're shopping for a mortgage or keeping an eye on the housing market, you've probably noticed that mortgage rates can change...
How long is my mortgage pre-approval good for?
The mortgage pre-approval does not ever really expire, but documents in the application do expire. The credit report, paystubs, and bank...
How do I use a gift from a family member to buy a home?
Getting a gift from family to help with your down payment and closing costs is perfectly fine, and there’s an easy way to handle it! When...
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