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🏚️ The 50-Year Mortgage: Because Who Doesn’t  Love Paying Forever? There are some ideas in the mortgage world that make you stop, squint, and ask, “Wait… are we serious right now?” The latest? The 50-year mortgage. Yes, someone decided that the 30-year mortgage—already long enough to raise kids, change jobs, switch cars a dozen times, and live through several hairstyles—wasn’t quite long enough. Why not stretch it out for half a century ? You know, so you can celebrate payin

Mortgage Tip: I hear it all the time: “Stay away from mortgage insurance!” But what if I told you that mortgage insurance (which is required if you put less than 20% down) might actually make more  financial sense than putting 20% down? Here’s why. Mortgage insurance can often be surprisingly affordable—sometimes as low as $40–$80 per month depending on credit, loan size, and down payment amount. And in some cases, loans with  mortgage insurance actually come with better rate