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These days, a lot of lenders throw around the term “mortgage broker.”  It sounds friendly and independent — like someone shopping the market for the best fit on your behalf. But here’s the truth: many companies calling themselves “brokers” aren’t brokers at all. Let’s break it down. What a True Mortgage Broker Does A real mortgage broker works independently. They partner with multiple lenders , giving you access to a wide range of loan options, pricing structures, and underwr

We live in an age where everything feels instant — food delivery, streaming, even mortgage approvals. Click a few buttons, upload some documents, and voilà — “You’re approved!” Except… not really. I can’t count how many times I’ve had people come to me in full panic mode after going with one of those “fast and easy” online mortgage services. Everything seemed fine — until it wasn’t. Here’s what usually happens: Their payment ends up way higher than expected. Hidden fees or cl

Whenever the topic of a government shutdown comes up, the natural question for buyers and homeowners is: “Will this impact my mortgage or...

As we turn the calendar to October, a lot of people start shifting their focus to fall activities—pumpkin patches, football, and cozy...

The Federal Reserve made headlines this week with its much-anticipated rate cut, trimming the federal funds rate by 0.25%. Many expected...

When most people think about what impacts their mortgage, they focus on credit score, income, or down payment. Those are big pieces of...

📊 Mortgage Market Update — This Week What Happened Mortgage costs moved lower this week, reaching their lowest levels in nearly a year....

(A FACEBOOK POST FROM MATT WILSON) Time for a little soapbox moment, brought to you by caffeine and people still blaming Jerome Powell...