With delayed financing, you can get your cash investment back as soon as you close on your purchase. This is a great way to re-invest your cash.

Good checkpoints on the path to retirement. Owning your home is another great way to save for retirement.

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According to ATTOM Data Solutions’ 2018 Rental Affordability Report, “buying a median-priced home is more affordable than renting a three-bedroom property in 240 of 447 [or 54% of] U.S. counties analyzed for the report.” For the report, ATTOM Data Solutions compared recently released fair market rent data from the Department of Housing and Urban Development with reported income amounts from the Department of Labor and Statistics to determine the percentage of income that a family would have to spend on their monthly housing cost (rent or mortgage payments). Daren Blomquist, Senior Vice President of ATTOM Data Solutions had this to say: “Although buying is still more affordable than renting i

Jake is very knowledgable, friendly, good at what he does. He helped my buy my house when others couldn't get me a loan, he helped my son buy his house and he just helped me refi my house. I would never use anyone else for my mortgage needs. He is the BEST!!!!!

5.0 Star Review on SocialSurvey — In a difficult buying market, Jake was available quickly any time we needed a pre-approval letter or had any questions, evenings and weekends included! He referred our realtor as well and we were exceedingly happy with them both! We were first time home buyers and they both made the entire process so positive!! We love our home! Thank You Jake! by Jennifer P. for Jake Planton

Friends and Colleagues- There has been some questions regarding the effect IF the government shut down happens over the weekend, so I wanted to address some of the concerns as it would relate to the real estate and mortgage industry. There *could* be some possible delays to loan closings. First off, this is not the first time a government shutdown has been imminent. We as Americans have seen a gov shutdown twice since 2010 and in the past, in regards to buying or refinancing a home, it mainly effected those loans needing the following- •FHA Case #’s •VA Case #’s •Case # assignments FHA or VA •Tax Transcripts (although with the big changes made recently to requiring these this is le

Every month, CoreLogic releases its Home Price Insights Report. In that report, they forecast where they believe residential real estate prices will be in twelve months. Below is a map, broken down by state, reflecting how home values are forecasted to change by the end of 2018 using data from the most recent report. As we can see, CoreLogic projects an increase in home values in 49 of 50 states, and Washington, DC (there was insufficient data for HI). Nationwide, they see home prices increasing by 4.2%. How might the new tax code impact these numbers? Recently, the National Association of Realtors (NAR) conducted their own analysisto determine the impact the new tax code may have on home va

According to the National Association of Realtors’ latest Realtors Confidence Index, 61% of first-time homebuyers purchased their homes with down payments below 6% from October 2016 through November 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying. The median down payment for all buyers in 2017 was just 10% and that percentage drops to 6% for first-time buyers. Zillow Senior Economist Aaron Terrazas’ recent comments shed light on why buyer demand has remained strong, “Looking into 2018, rent is expected to continue gaining. More widespread rent growth could mean home buying demands stay high, as re

I have also helped people after the fact, and because they do not know the best way to protect themselves, their credit has suffered. As a consequence, it made it difficult for them to later refinance or purchase their next home because their mortgage was not properly handled. As a result their credit was negatively impacted, and they were unable to qualify for another home even years after they thought the divorce was behind them. My hope today in providing you this guide is to ensure that your mortgage options and rights to homeownership are protected now and in the future. Whether you are the party keeping the home or leaving the home, you must protect your rights and consult with a mortg

Americans continue to believe that homeownership is important in achieving the American Dream. A recent survey by NeighborWorks America reported that: “Owning a home remains a core element of the American Dream.” When asked “How important a part of the American dream is owning a home?” 18% of those surveyed said it was the most important part 53% of those surveyed said it was very important 22% of those surveyed said it was somewhat important Homeownership and Financial Stability The survey also revealed that 81% of Americans believe that owning a home leads to a family being more financially stable. This feeling was reiterated by Zillow Senior Economist Aaron Terrazas who, in a recent press