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TWO RIVERS MORTGAGE- JAKE PLANTON NMLS 209327/1647999
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Too Many Write Offs? Use a Bank Statement Loan!
Why do so many successful business owners struggle to qualify for a mortgage? Because traditional lending relies on tax returns. And for...


Back-to-School Season: Why It’s a Great Time to Buy a Home
As summer winds down and families shift back into school routines, many people don’t realize that this time of year can also be one of...


Homeowner PSA (aka “Don’t play games with your appraiser”)
If you’re selling your home or refinancing your loan, and you’re thinking: “Well, my house is definitely worth more because of that...


Don't Let That Sub 4% Rate Keep You Stuck...
I wrote this a year ago, and it is still very true. Don't let your low rate stop you from exploring options with the equity in your home....


Pay off your mortgage?
It’s a scenario I see all the time: someone is downsizing, has built up plenty of equity, and is excited about the idea of being...


Market Movers This Week
Mortgage rates are influenced by a wide variety of factors, and each week brings new developments that can push them up or down. This...


Inflation Cooled Slightly at 2.7% in July, Fueling Rate-Cut Optimism
Key Numbers (Year-over-Year): Headline CPI: 2.7% for the 12 months ending July—unchanged from June, but below the 2.8% economists had...


Refinance Offers: What to Watch Out For as the Market Shifts
Mortgage rates have been trending down, and we’ll probably continue to see them drop. That means you’re about to get blasted with posts...


Fannie and Freddie Going Public?
📣 Big News in the Mortgage World 📣
Fannie Mae and Freddie Mac—the two government-backed entities that support most home loans in the...


Why Trust in Jobs Data — and the Fed’s Independence — Matters for Your Mortgage
In the world of mortgages, interest rates are everything. Whether you're buying your first home, refinancing, or just keeping an eye on...
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