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TWO RIVERS MORTGAGE- JAKE PLANTON NMLS 209327/1647999
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Refinance Offers: What to Watch Out For as the Market Shifts
Mortgage rates have been trending down, and we’ll probably continue to see them drop. That means you’re about to get blasted with posts...


Fannie and Freddie Going Public?
📣 Big News in the Mortgage World 📣
Fannie Mae and Freddie Mac—the two government-backed entities that support most home loans in the...


Why Trust in Jobs Data — and the Fed’s Independence — Matters for Your Mortgage
In the world of mortgages, interest rates are everything. Whether you're buying your first home, refinancing, or just keeping an eye on...


Behind the Scenes: How a Mortgage Broker Handles the Heavy Lifting for You
If you've ever applied for a mortgage before—or even just thought about it—you probably already know that it involves a lot of...


🚫 False Advertising in the Mortgage Industry: What You Need to Know
In today’s digital age, mortgage ads are everywhere—online, in your mailbox, on the radio, and even in your social media feeds....


New VA Home Loan Reform Offers Big Relief for Veterans Facing Mortgage Challenges
On July 30, 2025, the VA Home Loan Program Reform Act (H.R. 1815) was signed into law, bringing several important updates to the...


Rolling Into August: What to Know About Mortgage Rates, Markets, and Momentum
As we step into August, the mortgage landscape remains a mix of cautious optimism and data-driven decision-making. Whether you're...


💼 Using Child Support or Alimony as Income When Applying for a Mortgage
When applying for a mortgage, lenders want to make sure your income is stable, reliable, and ongoing. If you receive child support or...


🏡 5 Things Lenders Look for When You Apply for a Mortgage (That Have Nothing to Do With Your Rate)
When most people think about getting a mortgage, their mind immediately jumps to the interest rate. But there’s a lot more that goes into...


📉📈 Mortgage Rates Change Because They're Tied to the Bond Market
Mortgage rates are mostly based on the price of mortgage-backed securities (MBS) — which are bonds that investors buy and sell every...
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