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TWO RIVERS MORTGAGE- JAKE PLANTON NMLS 209327/1647999
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What Is a Mortgage Broker—and Why It Can Work in Your Favor
When you’re buying a home or refinancing, the lender you choose can have a big impact—not just on the loan process, but on your bottom...


What Is a Conventional Mortgage? Everything You Need to Know
When you're looking to buy or refinance a home, one of the most common terms you’ll hear is “conventional mortgage.” But what does that...


How Moody’s Credit Downgrade of the U.S. Impacts Mortgage Rates
In recent news, Moody’s Investors Service downgraded its outlook on the U.S. government’s credit rating from "stable" to "negative."...


Buying a Home After Bankruptcy: What You Need to Know
Life doesn’t always go as planned. Bankruptcy can feel like a major setback, especially when you're dreaming of homeownership. But here’s...


What the 10-Year Treasury Has to Do with Your Mortgage RateAnd Why You Should Care—Even if You’re Not Into Finance
If you’ve been watching mortgage rates bounce around lately and wondering why they move the way they do , you’re not alone. One of the...


Buying a Bigger Home for a Growing Family: What You Need to Know
As your family grows, so do your needs — more space, more bedrooms, and maybe even a bigger backyard. Upgrading to a larger home is an...


HELOC vs. Home Equity Loan: What’s the Difference?
If you’re a homeowner looking to tap into your home’s equity, you’ve likely come across two popular options: a HELOC  (Home Equity Line...


The 7 Most Common Pre-Approval Mistakes (and How to Avoid Them)
Getting pre-approved is the first serious step in the homebuying journey—but it’s also where many buyers stumble. A pre-approval isn’t...


🏡 How One Extra Mortgage Payment a Year Can Save You Thousands
When it comes to paying off your mortgage, you don’t need to overhaul your entire financial life to make a big impact. In fact, one of...


Where Can You Get a Down Payment for a New Home?
Saving for a down payment is often one of the biggest hurdles for homebuyers—but the good news is, you may have more options than you...
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