🏡 7 Surefire Ways to Wreck Your Home Purchase Before You Even Start

Thinking about buying a house? Want to guarantee it falls apart before it gets going?Here’s the unofficial guide to blowing it — fast.

1. Quit your job right before closing.Pro tip: Lenders love surprises… except when it’s “surprise, I have no income anymore.”

2. Finance a $1,200/month muscle car.

Because nothing says “mortgage-ready” like a fresh auto loan that eats up your debt-to-income ratio.

3. Wait until 9 PM on Sunday to get pre-approved for a home you want to offer on Monday morning.

Even better if it’s a holiday weekend. Why give your lender time to help you win?

4. Move money around like you’re in a crime documentary.

$30K across six accounts? Cool. Let’s add an unnecessary paper trail and make underwriting super fun.

5. Ghost your lender.

When we ask for one last document to keep your loan moving? Silence is a bold strategy.

6. Tell the seller’s agent your cousin’s doing the loan.

(Bonus points if your cousin’s never actually closed a loan but “knows a guy.”)

7. Fight your lender on your credit score because an app told you something different.

That app isn’t used for underwriting. We are. Just saying.

🔑 Here’s what most buyers don’t realize:

Buying a home isn’t hard — but it is unforgiving. Small mistakes can have big consequences.

Your lender isn’t here to make things complicated — we’re here to help you close the deal. On time. With confidence.

If you're serious about buying a home, treat this like a process worth getting right.No stunts. No shortcuts. Just smart moves that actually get results.

I’m here to help you navigate every step — and avoid every one of these landmines.